1. DEFINITIONS AND INTERPRETATION

1.1 In these Terms, the following definitions apply:

• "Platform" means the Platione.com website, mobile applications, and all related services
• "Services" means all services provided by Platione including but not limited to B2B marketplace, digital presence enhancement, communication services, CRM tools, and marketing automation
• "User" means any individual or entity that accesses or uses our Platform
• "Seller" means businesses that list products or services on our Platform
• "Buyer" means businesses that purchase products or services through our Platform
• "Content" means all information, data, text, images, videos, and other materials
• "Communication Services" means our email, WhatsApp, SMS, and other messaging services provided on behalf of Sellers

2. ACCEPTANCE OF TERMS

2.1 By accessing or using our Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2.2 You must be at least 18 years old and legally capable of entering into binding contracts to use our Services.

2.3 If you are using our Services on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms.

2.4 We reserve the right to modify these Terms at any time. Continued use of our Services after modifications constitutes acceptance of the updated Terms.

3. DESCRIPTION OF SERVICES

3.1 Platione.com provides a comprehensive B2B marketplace platform including:

• Digital presence enhancement and SEO optimization services
• Business directory listing and profile management
• Domain registration and website hosting services
• Mobile application development for business users
• Customer Relationship Management (CRM) systems
• Order management and inventory tracking tools
• Real-time chat and communication platforms
• Buyer database access and lead scoring services
• AI-powered business tools and automation
• Marketing campaign management and automation
• Social media content posting and management
• Email and WhatsApp marketing services
• Content creation and industry update distribution
• E-commerce integration and payment processing
• Digital business assessment and scoring tools

3.2 Our Services are designed exclusively for business-to-business (B2B) transactions and are not intended for individual consumer use.

3.3 We reserve the right to modify, suspend, or discontinue any Service at any time with reasonable notice to Users.

4. COMMUNICATION SERVICES AUTHORIZATION

4.1 Authorization to Communicate

By using our Services, Sellers specifically authorize Platione.com to send communications on their behalf, including:

• Email marketing messages to potential buyers in our database
• WhatsApp Business messages and promotional content
• SMS notifications and marketing communications
• Social media posts and content distribution
• Direct outreach to both known and unknown buyers in our network

4.2 Content and Messaging

Sellers acknowledge that:

• Platione.com may create, modify, and send marketing content on behalf of Sellers
• Communications will be sent using Platione.com's messaging infrastructure and branding
• All communications will comply with applicable anti-spam and marketing regulations
• Recipients have the right to opt-out of future communications

4.3 Database and Targeting

Sellers consent to Platione.com:

• Using our proprietary buyer database for outreach campaigns
• Applying AI-powered targeting and lead scoring algorithms
• Sharing Seller information with qualified potential buyers
• Including Seller details in industry newsletters and market updates

4.4 Seller Upload of Third-Party Contacts

When Sellers upload contact lists for marketing campaigns:

• Seller Warranties: Sellers warrant they have lawful basis and valid consent for each contact uploaded
• Platione Liability: Platione does not verify consent and is not liable for violations of consent requirements
• Campaign Suspension: Platione reserves the right to suspend campaigns without proof of proper consent
• Indemnification: Sellers agree to indemnify Platione for any legal violations related to uploaded contact lists
• Compliance Documentation: Sellers must maintain records of consent and provide upon request

4.5 Communication Standards

All communications sent on behalf of Sellers will:

• Include proper identification of the sending party
• Provide clear unsubscribe mechanisms
• Comply with applicable data protection and privacy laws
• Maintain professional business communication standards

5. USER REGISTRATION AND ACCOUNTS

5.1 Users must create an account to access certain features of our Platform.

5.2 You agree to provide accurate, current, and complete information during registration and to update such information as necessary.

5.3 You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

5.4 You must notify us immediately of any unauthorized use of your account or any other breach of security.

5.5 We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent activities.

6. SELLER VERIFICATION AND KYC REQUIREMENTS

6.1 Mandatory KYC Compliance

All sellers must complete Know Your Customer (KYC) verification including:

• Government-issued photo identification (Aadhaar, PAN Card, Passport)
• Business registration certificates (Certificate of Incorporation, Partnership Deed, etc.)
• GST registration number and certificate
• Bank account verification and IFSC code validation
• Digital signature or authorized signatory documentation
• Business address proof and utility bills

6.2 Industry-Specific Requirements

Sellers in regulated industries must provide additional documentation:

• Import/Export Code (IEC) for international trade
• Industry-specific licenses (FSSAI for food, Drug License for pharmaceuticals, etc.)
• Quality certifications (ISO, BIS, etc.) where applicable
• Professional licensing for service providers

6.3 Verification Process

• Initial verification typically completed within 48-72 hours
• Enhanced verification for high-value transactions
• Periodic re-verification requirements
• Right to request additional documentation at any time
• Suspension of services for incomplete verification

6.4 Seller Performance Standards

• Minimum response time requirements for buyer inquiries
• Product quality and description accuracy standards
• Delivery timeline compliance
• Customer satisfaction rating thresholds
• Return and refund policy compliance

7. USER RESPONSIBILITIES AND CONDUCT

7.1 Prohibited Activities

Users agree not to:

• Violate any applicable laws or regulations
• Infringe upon intellectual property rights of others
• Upload or distribute malicious software or harmful content
• Engage in fraudulent or deceptive practices
• Harass, abuse, or harm other Users
• Attempt to gain unauthorized access to our systems
• Use our Platform for illegal activities or spam

7.2 Prohibited Listings and Content Categories

The following categories are strictly prohibited on our Platform:

• Weapons & Ammunition: Firearms, explosives, ammunition, and weapon accessories
• Narcotics & Controlled Substances: Illegal drugs, unregulated medicines, and controlled pharmaceuticals
• Counterfeit Goods: Fake products, replicas without authorization, and trademark violations
• Adult Content: Pornographic material, adult entertainment services, and explicit content
• Politically Sensitive Material: Content that may incite violence, hatred, or political unrest
• Hazardous Materials: Toxic chemicals, radioactive materials, and dangerous substances
• Protected Wildlife: Endangered species products, ivory, and illegal animal trade
• Stolen Goods: Items obtained illegally or without proper ownership documentation

7.3 Enforcement and Penalties

• Immediate Takedown: Prohibited content removed within 24 hours of detection
• Account Suspension: Temporary suspension for first-time violations (7-30 days)
• Account Termination: Permanent ban for repeat violations or severe breaches
• Legal Action: Criminal violations reported to appropriate authorities
• Financial Penalties: Recovery of investigation costs and damages from violators

7.4 Content Standards

All content uploaded to our Platform must be:

• Accurate and truthful
• Legally compliant
• Respectful and professional
• Free from offensive or inappropriate material

7.5 Business Verification

Sellers must provide valid business documentation and maintain current licensing as required by applicable laws.

8. PLATFORM FEES AND COMMISSION STRUCTURE

8.1 Service Fees

Platione.com charges fees for various services as follows:

• Listing Fees: Basic listings are free; premium listing fees as specified on the Platform
• Transaction Commission: Commission rates vary by product category (2% - 8% of transaction value)
• Digital Marketing Services: As per service packages selected by the User
• Communication Services: Charges for email, WhatsApp, and SMS campaigns based on volume
• Premium Features: CRM access, advanced analytics, and priority support as per subscription plans

8.2 Payment Collection and Remittance

• All payments are processed through our authorized payment partners
• Seller payments are remitted after deducting applicable fees and taxes
• Payment cycles: Weekly for verified sellers, monthly for new sellers
• Minimum payout threshold: ₹1,000
• TDS deduction as per applicable income tax rates

8.3 Refund and Cancellation Policy

• 30-Day Refund Window: All paid subscriptions are eligible for a full refund if cancelled within 30 days of activation
• No Refunds After 30 Days: After 30 days, all fees are strictly non-refundable
• Insolvency/Business Closure: If Platione ceases operations due to insolvency or business discontinuation, no refunds shall be issued
• Platform fees retained for order processing regardless of transaction cancellation
• Dispute-related refunds subject to investigation and resolution within the 30-day window

8.4 Tax Compliance

• All fees are exclusive of applicable taxes (GST, etc.)
• Users responsible for their own tax obligations
• Platform may collect and remit taxes as required by law
• Tax invoices provided for all chargeable services

9. MARKETING AND COMMUNICATION CONSENT

9.1 Marketing Authorization

By using our Services, you consent to receive marketing communications from Platione.com and authorize us to:

• Send promotional emails, SMS, and WhatsApp messages
• Include your business information in marketing materials
• Post content on social media platforms on your behalf
• Create and distribute marketing content featuring your business

9.2 Automated Marketing

You consent to automated marketing campaigns including:

• AI-powered lead generation and outreach
• Scheduled email and message campaigns
• Dynamic content personalization
• Cross-platform marketing automation

9.3 Opt-out Rights

You may opt-out of marketing communications at any time by:

• Using unsubscribe links in communications
• Contacting our support team
• Updating your account preferences

9.4 Third-Party Communications

We may facilitate communications between Users and may share your contact information with relevant business partners in accordance with our Privacy Policy.

10. INTELLECTUAL PROPERTY RIGHTS

10.1 Platione.com retains all rights, title, and interest in and to the Platform, including all intellectual property rights.

10.2 Users grant Platione.com a non-exclusive, worldwide, royalty-free license to use, reproduce, and distribute User content for the purpose of providing Services.

10.3 Users represent that they own or have the necessary rights to all content they upload to the Platform.

10.4 Platione.com respects intellectual property rights and will respond to valid takedown requests under applicable laws.

10.5 IP Infringement Policy

• Immediate removal of infringing content upon verified complaint
• Three-strike policy for repeat IP violations
• Counter-notification process for disputed takedowns
• Seller liability for IP infringement damages

11. DATA LOCALIZATION AND CROSS-BORDER COMPLIANCE

11.1 Data Localization (India)

In compliance with Indian data protection laws:

• Critical personal data is stored within India
• Sensitive personal data processing requires explicit consent
• Cross-border transfers will be permitted only in accordance with Indian law, including government whitelist restrictions under the Digital Personal Data Protection Act
• Right to data portability and deletion under applicable laws

11.2 Cross-Border Trade Compliance

• International transactions subject to FEMA regulations
• Export-import compliance verification required
• Currency conversion at RBI reference rates
• Additional KYC for international transactions above prescribed limits

11.3 Regulatory Compliance Framework

• Compliance with Information Technology Act, 2000
• Adherence to Digital Personal Data Protection Act provisions
• Consumer Protection Act, 2019 compliance
• Competition Act compliance for marketplace operations

12. PRIVACY AND DATA PROTECTION

12.1 Our collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

12.2 By using our Services, you consent to the collection and use of your information as described in our Privacy Policy.

12.3 We implement appropriate security measures to protect User data, but cannot guarantee absolute security.

12.4 Enhanced Data Protection

• Encryption of all sensitive data in transit and at rest
• Regular security audits and penetration testing
• Employee access controls and confidentiality agreements
• Incident response and breach notification procedures
• Data anonymization for analytics and reporting

13. CONSUMER PROTECTION AND DISPUTE RESOLUTION

13.1 Consumer Rights Protection

In accordance with Consumer Protection Act, 2019:

• Right to be informed about quality, quantity, potency, purity, standard and price
• Right to be assured of access to goods and services at competitive prices
• Right to be heard and assured that consumer interests will receive due consideration
• Right to seek redressal against unfair trade practices or exploitation
• Right to consumer education and awareness

13.2 Marketplace Dispute Resolution

• 24/7 customer support for dispute reporting
• Mediation services for buyer-seller disputes
• Escalation to Consumer Disputes Redressal Commission if unresolved
• Platform intervention for disputes involving safety or fraud
• Temporary account suspension during investigation

13.3 Grievance Redressal Mechanism

• Grievance Officer: Adv. Mrs. Usha Ghotankar, grievance@platione.com, +91-7083-888-888
• Response Time: 48 hours for acknowledgment, 7 days for resolution
• Escalation: legal@platione.com for unresolved complaints
• External Forum: Right to approach consumer courts and regulatory authorities

14. PLATFORM LIABILITY AND THIRD-PARTY SERVICES

14.1 Platform as Facilitator

Platione.com operates as a marketplace facilitator and intermediary:

• We do not own, manufacture, or sell any products listed on the Platform
• Seller-buyer contracts are independent of Platione.com
• Platform liability limited to facilitation services only
• Quality, safety, and legality of products remain seller responsibility

14.2 Third-Party Service Integration

• Payment gateway services provided by licensed partners (Razorpay, etc.)
• Logistics and shipping through third-party providers
• Digital marketing tools and social media integrations
• Cloud infrastructure and security services
• No liability for third-party service failures or data breaches

14.3 Safe Harbor Provisions

As an intermediary under IT Act, 2000:

• Platform not liable for user-generated content
• Due diligence requirements for content monitoring
• Takedown procedures for illegal or harmful content
• Cooperation with law enforcement as required

15. PAYMENT TERMS AND FINANCIAL COMPLIANCE

15.1 Payment Processing

• All payments processed through RBI-authorized payment aggregators
• Multi-currency support for international transactions
• Real-time payment confirmation and receipt generation
• Automatic GST calculation and invoice generation

15.2 Financial Compliance

• Compliance with Prevention of Money Laundering Act (PMLA)
• Know Your Customer (KYC) verification for all financial transactions
• Transaction monitoring for suspicious activities
• Reporting to Financial Intelligence Unit (FIU) as required

15.3 Seller Payment Terms

• Payment settlement after buyer delivery confirmation
• Hold period: 7 days for new sellers, 3 days for verified sellers
• Automatic refund processing for cancelled orders
• Chargeback liability transferred to sellers for valid disputes

16. CONTENT MODERATION AND TAKEDOWN PROCEDURES

16.1 Content Standards

All content must comply with:

• Indian laws and regulations
• Community guidelines and platform policies
• Intellectual property rights
• Advertising standards and truth-in-advertising principles

16.2 Automated and Manual Moderation

• AI-powered content screening for prohibited items
• Human review for complex content decisions
• User reporting mechanism for inappropriate content
• Regular audit of high-risk product categories

16.3 Takedown Process

• Immediate removal for clearly illegal content
• Notice and takedown for intellectual property violations
• Appeal process for content removal decisions
• Transparency reporting on content moderation actions

17. AGE VERIFICATION AND DIGITAL CONSENT

17.1 Age Requirements

• Users must be 18 years or older to create accounts
• Enhanced verification for users under 21 in certain categories
• Corporate account verification for business entity representation
• Guardian consent required for minor business representatives

17.2 Digital Consent Framework

In compliance with Indian digital consent regulations:

• Clear and specific consent for data processing activities
• Granular consent options for marketing communications
• Easy withdrawal of consent through account settings
• Regular consent renewal for long-term data processing

17.3 Verification Methods

• Government ID verification (Aadhaar, PAN, Passport)
• Digital signature authentication
• OTP verification for critical account actions
• Biometric verification for high-value transactions

10. PAYMENT TERMS

10.1 Certain Services may require payment of fees as specified on our Platform.

10.2 All fees are non-refundable unless otherwise specified in writing.

10.3 We use third-party payment processors and are not responsible for their actions or omissions.

10.4 Users are responsible for all taxes associated with their use of our Services.

18. LIMITATION OF LIABILITY

18.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, PLATIONE.COM SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

18.2 OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO US IN THE TWELVE MONTHS PRECEDING THE CLAIM.

18.3 WE PROVIDE OUR SERVICES "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

18.4 We do not guarantee the accuracy, completeness, or timeliness of information on our Platform.

18.5 Specific Liability Exclusions

• Product quality, safety, or compliance with specifications
• Seller performance, delivery timelines, or service quality
• Third-party payment gateway failures or security breaches
• Communication delivery failures or technology limitations
• Market fluctuations affecting business outcomes

19. INDEMNIFICATION

19.1 Users agree to indemnify, defend, and hold harmless Platione.com, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of:

• User's violation of these Terms
• User's violation of applicable laws
• User's infringement of third-party rights
• User's use of our Services
• Product liability claims related to goods sold through the Platform
• Tax evasion or financial compliance violations
• Intellectual property infringement claims

19.2 Seller Specific Indemnification

Sellers additionally indemnify Platione.com against:

• Consumer protection law violations
• Product safety and quality issues
• False advertising or misrepresentation claims
• Regulatory compliance failures

20. TERMINATION AND ACCOUNT SUSPENSION

20.1 Voluntary Termination

• Users may terminate their accounts at any time through account settings
• 30-day notice period for premium service cancellations
• Data export options available before account closure
• Outstanding obligations survive account termination

20.2 Platform-Initiated Termination

We may suspend or terminate accounts for:

• Violation of these Terms or community guidelines
• Fraudulent activities or payment disputes
• Legal compliance violations
• Repeated customer complaints or poor performance ratings
• Failure to complete KYC verification

20.3 Suspension Procedures

• Warning notices for minor violations
• Temporary suspension for serious violations
• Permanent suspension for repeated or severe violations
• Appeal process for disputed suspensions

20.4 Post-Termination Effects

• Immediate cessation of platform access
• Processing of pending transactions
• Data retention as per privacy policy
• Final settlement of outstanding amounts

21. LEGAL COMPLIANCE AND REGULATORY FRAMEWORK

21.1 Applicable Laws

Platform operations comply with:

• Information Technology Act, 2000 and IT Rules
• Consumer Protection Act, 2019
• Digital Personal Data Protection Act (when enacted)
• Foreign Exchange Management Act (FEMA)
• Goods and Services Tax (GST) regulations
• Competition Act, 2002
• Indian Contract Act, 1872

21.2 Regulatory Compliance Monitoring

• Regular compliance audits and assessments
• Legal updates implementation within prescribed timelines
• Cooperation with regulatory authorities
• Reporting obligations fulfillment

21.3 International Compliance

For cross-border transactions:

• GDPR compliance for European data subjects
• Export control regulations compliance
• Anti-money laundering (AML) international standards
• Sanctions compliance screening

22. DISPUTE RESOLUTION AND ARBITRATION

22.1 Tiered Dispute Resolution

Disputes shall be resolved in the following order:

1. Direct negotiation between parties (30 days)
2. Platform-mediated resolution (15 days)
3. Binding arbitration as per Arbitration Act, 2015
4. Consumer court jurisdiction for consumer disputes

22.2 Arbitration Framework

• Single arbitrator for disputes under ₹20 lakhs
• Three-arbitrator panel for higher value disputes
• Arbitration conducted in English language
• Seat of arbitration: New Delhi, India
• Expedited arbitration for disputes under ₹1 lakh

22.3 Emergency Relief

• Interim relief available for time-sensitive matters
• Emergency arbitrator appointments within 24 hours
• Preliminary injunctions for IP violations
• Asset preservation orders for financial disputes

22.4 Class Action Waiver

Users waive any right to participate in class action lawsuits or class-wide arbitration except where prohibited by law.

23. MOBILE APPLICATION TERMS AND PUSH NOTIFICATIONS

23.1 Mobile App Data Collection

Our mobile application collects additional data to provide enhanced services:

• Device Information: Device ID, operating system version, app version, and device specifications
• App Usage Data: Feature usage, session duration, crash reports, and performance metrics
• Push Notification Tokens: Device tokens for delivering push notifications
• Mobile Analytics: User interaction patterns, feature adoption, and app performance data
• Device Permissions: Camera, storage, location, contacts, and other permissions as requested

23.2 Push Notification Framework

• Consent Requirement: Push notifications require explicit user consent during app setup
• Notification Types: Order updates, promotional messages, system alerts, and business communications
• Opt-out Rights: Users can disable push notifications in device settings or app preferences
• Frequency Control: Notification frequency based on user preferences and business importance
• Data Usage: Push notification delivery may consume mobile data

23.3 Device Permission Management

• Camera Access: For document scanning, QR code reading, and profile photos
• Storage Access: For saving documents, images, and offline data
• Location Access: For business location services and delivery tracking
• Contacts Access: For business contact management and network building
• Microphone Access: For voice messages and audio communications

23.4 Mobile App Updates and Maintenance

• Automatic updates may be enabled by default for security and feature improvements
• Users can control update preferences in device app store settings
• Critical security updates may be mandatory for continued app access
• App functionality may be limited if running outdated versions

24. LOCATION SERVICES AND GEOLOCATION DATA

24.1 Location Data Collection

We collect location data to provide location-based services:

• GPS Coordinates: Precise location for business address verification and delivery services
• Google Maps Integration: Place IDs, address components, and map interactions
• IP-based Location: Approximate location for service availability and compliance
• Business Location Data: Registered business addresses and service areas
• Delivery Tracking: Real-time location for order fulfillment and logistics

24.2 Location Services Consent

• Location access requires explicit permission through device settings
• Users can choose between "Always," "While Using App," or "Never" for location access
• Location services can be disabled without affecting core platform functionality
• Disabling location may limit certain features like delivery tracking and local search

24.3 Google Maps API Compliance

• Location services comply with Google Maps Platform Terms of Service
• Map data is subject to Google's data usage policies
• Users agree to Google's location service terms when using mapping features
• Geographic restrictions may apply based on Google's service availability

24.4 Location Data Retention and Sharing

• Location data retained only as long as necessary for service provision
• Historical location data may be aggregated for analytics purposes
• Precise location data not shared with third parties without consent
• Emergency situations may require location sharing with authorities

25. SMS MARKETING AND COMMUNICATION SERVICES

25.1 SMS Service Authorization

By providing your mobile number, you consent to receive SMS communications including:

• Transactional SMS: Order confirmations, delivery updates, account notifications
• Marketing SMS: Promotional offers, feature announcements, and business opportunities
• Service SMS: System alerts, security notifications, and platform updates
• Communication SMS: Messages from other platform users and business inquiries

25.2 TRAI DLT Compliance and Seller Warranties (India)

• DLT Registration: Sellers must register with TRAI Distributed Ledger Technology (DLT) platform and provide valid SMS headers and templates
• Seller Warranties: Sellers warrant they have (i) valid opt-in consent from all recipients, (ii) completed DLT registration, and (iii) will indemnify Platione for any violations
• Express Consent: SMS marketing requires explicit opt-in consent with documented proof
• Frequency Disclosure: Marketing SMS frequency varies, up to 5 messages per week
• Opt-out Instructions: Reply STOP to any SMS to unsubscribe from marketing messages
• Global Compliance: TCPA and GDPR compliance applies where relevant outside India

25.3 SMS Data Usage and Retention

• SMS delivery logs maintained for compliance and troubleshooting purposes
• Mobile numbers stored securely and used only for authorized communications
• SMS content may be monitored for compliance and quality assurance
• Unsubscribe requests processed within 24 hours of receipt

25.4 SMS Service Limitations

• SMS delivery not guaranteed due to carrier or device limitations
• International SMS may have additional charges and delivery delays
• SMS character limits may affect message content and formatting
• Multimedia messages (MMS) may not be supported on all devices

26. ANALYTICS AND TRACKING TECHNOLOGIES

26.1 Analytics Data Collection

We use various analytics tools to understand user behavior and improve our services:

• Amplitude Analytics: User journey tracking, feature usage, and engagement metrics
• Component View Tracking: Page views, component interactions, and user flow analysis
• Behavioral Analytics: Click patterns, session duration, and conversion tracking
• Performance Monitoring: App crashes, loading times, and error tracking
• A/B Testing Data: Feature testing and user experience optimization

26.2 Tracking Consent and Control

• Analytics tracking requires consent for non-essential cookies and tracking
• Users can opt-out of analytics tracking through privacy settings
• Essential analytics for security and functionality cannot be disabled
• Tracking preferences can be updated in account settings

26.3 Third-Party Analytics Sharing

• Analytics data may be shared with service providers like Amplitude
• Aggregated and anonymized data may be used for industry research
• Individual user data not sold to third parties for advertising
• Analytics partners bound by data processing agreements

26.4 Analytics Data Retention

• Raw analytics data retained for 24 months for analysis purposes
• Aggregated analytics data may be retained indefinitely
• User-identifiable tracking data deleted upon account closure
• Historical trends and patterns preserved for business intelligence

27. AI AND AUTOMATED DECISION-MAKING TRANSPARENCY

27.1 AI System Disclosures

Our platform uses artificial intelligence for various automated processes:

• Lead Scoring Algorithms: Automated ranking of business opportunities and connections
• Content Recommendation: AI-powered suggestions for products, services, and connections
• Fraud Detection: Automated systems for identifying suspicious activities and transactions
• Price Optimization: AI-driven dynamic pricing suggestions for sellers
• Customer Support: Chatbot responses and automated query resolution

27.2 Automated Processing Rights

• Human Review Right: Request human review of automated decisions affecting your account
• Explanation Right: Receive information about how automated decisions are made
• Challenge Right: Contest automated decisions through our grievance process
• Opt-out Right: Disable certain automated features in account preferences
• Algorithm Transparency: General information about AI systems available upon request

27.3 AI Bias and Fairness Measures

• Regular algorithmic auditing for bias detection and mitigation
• Diverse training data sets to minimize discriminatory outcomes
• Human oversight for critical business and financial decisions
• Continuous monitoring of AI system performance and fairness
• Feedback mechanisms to report biased or unfair automated decisions

27.4 AI System Limitations

• AI recommendations are suggestions only and require human judgment
• Automated systems may not account for unique business circumstances
• AI accuracy improves over time but is not guaranteed to be error-free
• Users should verify AI-generated insights before making business decisions

28. CHAT AND COMMUNICATION DATA MANAGEMENT

28.1 Real-Time Communication Features

Our platform provides various communication tools:

• Chat Functionality: Real-time messaging between buyers and sellers
• Interaction Components: Business inquiry management and response tracking
• Channel Management: Organized communication threads and conversation history
• File Sharing: Document and media sharing within conversations
• Message Status: Read receipts, delivery confirmations, and response tracking

28.2 Chat Data Retention Policies

• Active Conversations: Messages retained for duration of business relationship
• Completed Transactions: Chat history preserved for 7 years for audit purposes
• Dispute Resolution: Communication records maintained until dispute resolution
• Account Closure: Chat data retained for 90 days post-closure for support purposes
• Legal Requirements: Extended retention for compliance with legal obligations

28.3 Message Deletion and Portability Rights

• Users can delete individual messages within 24 hours of sending
• Complete conversation deletion available with mutual consent of participants
• Data portability: Export conversation history in machine-readable format
• Legal hold prevents deletion during ongoing disputes or investigations
• System backups may retain deleted messages for technical recovery purposes

28.4 Communication Monitoring and Security

• Automated scanning for fraud detection and security threats
• Content moderation for inappropriate or harmful communications
• Encryption in transit and at rest for message security
• Abuse reporting mechanisms and investigation procedures
• Access controls and audit trails for platform administrators

29. SUBSCRIPTION AND RECURRING PAYMENT TERMS

29.1 Subscription Service Disclosures

Our subscription services include various automated features:

• Service Tiers: Basic, Premium, and Enterprise subscription levels
• Billing Cycles: Monthly, quarterly, and annual subscription options
• Auto-Renewal: Subscriptions automatically renew unless cancelled
• Verified Seller Plans: Enhanced features and priority support for premium subscribers
• Usage Limits: Transaction limits, feature access, and support levels per plan

29.2 Auto-Renewal and Billing Transparency

• Advance Notice: 7-day email notification before auto-renewal
• Billing Date Disclosure: Clear indication of next billing date in account dashboard
• Payment Method: Charges applied to stored payment method on file
• Price Changes: 30-day advance notice for subscription price modifications
• Failed Payments: Grace period and retry attempts for declined payments

29.3 Subscription Cancellation Rights

• 30-Day Refund Window: Full refund available for subscriptions cancelled within 30 days of activation
• Service Continuation: Access maintained until end of current billing period after cancellation
• No Cancellation Fees: No penalties for subscription cancellation
• No Refunds After 30 Days: Cancellations after 30 days do not qualify for refunds
• Reactivation: Easy reactivation process for cancelled subscriptions

29.4 Billing Cycle and Refund Policies

• Billing Date: Subscriptions billed on the same calendar date each cycle
• Prorated Charges: Partial period billing for mid-cycle upgrades or downgrades
• 30-Day Refund Policy: Full refunds available only within 30 days of subscription activation
• Service Credits: Account credits for service interruptions or billing errors
• Tax Handling: Applicable taxes calculated and disclosed at time of billing

30. SERVICE AVAILABILITY AND SLA

30.1 Service Availability Disclaimer

• Best Effort Service: We provide our Platform services on a "best effort" basis
• No Uptime Guarantees: We do not guarantee continuous, uninterrupted, or error-free service availability
• Separate SLA: Specific uptime guarantees may be provided only under separate Service Level Agreements
• Maintenance Windows: Scheduled maintenance may temporarily interrupt services
• Third-Party Dependencies: Service availability may be affected by third-party infrastructure

30.2 Service Interruption Management

• Advance notice for planned maintenance when possible
• Priority restoration for critical business functions
• Status updates during service interruptions
• Alternative access methods during outages where feasible

31. BUSINESS CLOSURE AND BANKRUPTCY PROVISIONS

31.1 Platform Closure Procedures

In the event Platione ceases operations:

• Data Export Window: User data will be exportable for 30 days following closure announcement
• No Refunds on Closure: Refunds will not be issued for remaining subscription terms
• Service Transition: We will make reasonable efforts to assist users in data migration
• Final Notifications: 30-day advance notice will be provided when feasible

31.2 Insolvency and Bankruptcy

• No Refunds for Insolvency: If Platione ceases operations due to insolvency or business discontinuation, no refunds shall be issued
• Asset Protection: User data and business information will be handled according to applicable insolvency laws
• Creditor Rights: User claims will be processed according to bankruptcy procedures
• Data Deletion: Personal data will be deleted according to legal requirements unless retention is mandated

31.3 Business Continuity Planning

• Regular data backups and disaster recovery procedures
• Business continuity insurance where available
• Alternative service provider arrangements for critical functions
• Emergency contact protocols for users during crisis situations

32. CONSUMER LAW AND B2B CLARIFICATION

32.1 B2B Service Designation

• Business-to-Business Only: Our Platform is designed exclusively for B2B transactions
• Consumer Protection Act: References to Consumer Protection Act (2019) apply only if determined applicable by law
• Commercial Relations: All relationships are commercial in nature between business entities
• Professional Use: Services are intended for professional and commercial use only

32.2 Dispute Resolution Hierarchy

• Primary Resolution: Arbitration in New Delhi for commercial disputes
• Consumer Law Application: Consumer forums only if Consumer Protection Act is determined applicable
• Regulatory Compliance: Sector-specific regulations take precedence where applicable
• Jurisdiction Clarification: New Delhi courts for all non-arbitrable matters

33. GENERAL PROVISIONS

33.1 Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Subject to arbitration provisions, courts in New Delhi shall have exclusive jurisdiction.

33.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

33.3 Entire Agreement

These Terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Platione.com.

33.4 Assignment and Transfer

We may assign these Terms without your consent in connection with mergers, acquisitions, or asset sales. You may not assign these Terms without our prior written consent.

33.5 Force Majeure

Neither party shall be liable for any failure to perform due to causes beyond reasonable control, including but not limited to acts of God, war, terrorism, pandemics, government actions, natural disasters, or technical failures.

33.6 Notices and Communications

• Legal notices via registered email to account holders
• Platform notifications for operational updates
• SMS/WhatsApp for urgent security communications
• Physical mail for formal legal documents when required

33.7 Survival of Terms

The following sections survive termination: Intellectual Property, Indemnification, Limitation of Liability, Dispute Resolution, and General Provisions.

33.8 Amendment Process

• Material changes require 30 days advance notice
• Minor operational changes effective immediately
• User notification via email and platform announcements
• Continued use constitutes acceptance of amendments

23.9 Regulatory Authority Recognition

We acknowledge the jurisdiction of relevant regulatory authorities including:

• Ministry of Electronics and Information Technology (MeitY)
• Reserve Bank of India (RBI) for payment services
• Competition Commission of India (CCI)
• Central Consumer Protection Authority (CCPA)

23.10 Contact Information

For questions about these Terms, please contact us at:

23.11 Version Control

Current Version: 2.0 | Previous versions available upon request for reference

30. FILE UPLOAD AND CONTENT STORAGE

30.1 Upload Policies

• Maximum file size limits and acceptable formats
• Content scanning and virus protection measures
• User responsibility for uploaded content legality
• Automatic backup and redundancy protections
• Content delivery network (CDN) distribution rights

30.2 Document and Media Management

• Business documents, certificates, and verification files
• Product images, videos, and promotional materials
• Team photos and professional profile images
• Marketing content and business presentations
• Integration with external storage services

30.3 Storage and Retention

• Cloud storage with geographic redundancy
• 7-year retention for business documents and certificates
• User-initiated deletion and content removal rights
• Automatic cleanup of inactive account content
• Data portability and export options

31. BUSINESS VERIFICATION AND KYC DOCUMENT PROCESSING

31.1 Required Documentation

• PAN card and GST registration certificates
• Business registration and incorporation documents
• Bank account verification and IFSC validation
• Address proof and utility bill verification
• Professional licenses and industry certifications

31.2 Verification Process

• Automated document analysis and validation
• Manual review for complex verification cases
• Real-time status updates and notification system
• Escalation procedures for verification disputes
• Periodic re-verification requirements

31.3 Verification Levels and Benefits

• Basic verification for standard marketplace access
• Enhanced verification for premium features
• Verified badge display and trust indicators
• Access to advanced payment processing options
• Priority listing and enhanced visibility

32. TEAM MANAGEMENT AND USER ROLES

32.1 Multi-User Account Management

• Primary account holder responsibilities and liabilities
• Team member invitation and onboarding processes
• Role-based access control and permission management
• User activity monitoring and audit trail maintenance
• Account administrator privileges and restrictions

32.2 Role Definitions and Permissions

• Platform Admin (PA): Full system access and management
• Platform User (PU): Standard user privileges
• Community User (CU): Organization-specific access
• Custom role creation and permission assignment
• Hierarchical approval workflows and escalation

32.3 Team Member Responsibilities

• Individual user compliance with platform terms
• Professional conduct in customer interactions
• Confidentiality and data protection obligations
• Proper use of assigned access privileges
• Immediate reporting of security incidents

33. PAYMENT GATEWAY INTEGRATION AND FINANCIAL DATA PROCESSING

33.1 Third-Party Payment Processing

• Integration with Razorpay and other licensed payment aggregators
• Compliance with RBI payment system regulations
• PCI DSS compliance for credit card data handling
• Transaction monitoring and fraud detection systems
• Multi-currency support and conversion services

33.2 Financial Data Security

• End-to-end encryption for financial transactions
• Secure storage of bank account and payment details
• Regular security audits and compliance assessments
• Immediate notification of suspicious transaction patterns
• Chargeback and dispute resolution procedures

33.3 Revenue Sharing and Settlement

• Transparent fee structure and commission rates
• Automated settlement cycles and payment schedules
• Escrow services for high-value transactions
• Tax withholding and reporting compliance
• Invoice generation and accounting integration